Announcements

This is Why Right Now its the Best Time To Buy a Home

Just Receive the following notice today from a local lender.....

December 2^nd Congressional Hearing

HUD Secretary Donovan and FHA Commissioner testified that they expect FHA to announce major changes to esure FHA’s long-term financial soundness. Some examples are as follows:

1) Increase the down payment required from 3.5% to 5%

2) Raise the upfront premium from 1.75% to as much as 3

3) Eliminate the ability to roll in to loan that up front premium

4) Increase monthly MIP from .55%

5) Reduce seller concessions from 6% to 3%

6) Raise minimum FICO score

7) Possible LTV maximums by FICO score

8) Increase accountability of FHA Lenders for fraud

Timing: "We expect these changes to be announced soon and could be implemented within a couple months. None of these changes requires congressional approval and can be made administratively and therefore can be implemented quickly."

This is of course going to make it tougher and more expensive for borrowers to obtain FHA loans and therefore reduce the number of eligible borrowers.

Why let these changes affect your buying power, don't wait any longer the time to buy is now.

Get your home today.

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Buying Services for El Paso Home Buyers

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in El Paso or elsewhere in Texas.

Below, select desired reports and complete the form provided.

		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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Washington Group Real Estate El Paso Texas

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Announcements

Buying Services for El Paso Home Buyers

Washington Group Real Estate El Paso Texas